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CNI Glossary

Welcome to the Cornerstone National Insurance Glossary!

Navigating the world of insurance can sometimes feel like deciphering a foreign language. From deductibles to endorsements, understanding the terminology is essential to making informed decisions about your coverage. That's why we've created this comprehensive guide to insurance terms, designed to empower you with the knowledge you need to protect what matters most.

The Ultimate Vehicle Maintenance Checklist: A Guide For Keeping Up With Your Car's Health All Year Long


Just like we go to the doctor for regular checkups and wellness visits throughout our lifetime, our cars need the same care and attention when it comes to maintaining their overall health. Unlike us humans, though, our vehicles come with this handy booklet called an Owner's Manual - you may have heard of it? If you haven't taken yours out of the 'ol glove box in a while, consider doing so sooner rather than later.

In: Insider

The Local Advantage: Why Shopping Small Matters More Than Ever + Our Favorite Columbia Small Businesses


Imagine just for a moment what your town would look - and feel like - without its small businesses. They're quite literally the heartbeat of your community, providing infinite character and charm at every turn: The cozy coffee shop on the corner with the best espresso around; The novelty bookstore that carries all the classics; The karate studio all your siblings went to, and now your kids frequent; The antique shop that houses all the beautiful history and enchantment of the past you admire so much today; Your uncle's bar and grill that doesn't know an empty seat on Game Day. The now wildly successful hair salon your best friend from high school only ever dreamed of opening. Without a doubt, these local shops and the brave people who run them leave a lasting impression on your town and all who visit.

Fostering Community Involvement: Simple Ways To Show Support For The Charities & Small Businesses You Love


Like clockwork, when this time of year rolls around, the importance of community involvement and giving back takes center stage. But what if the blending of those two concepts could guide our actions all year round? See, the beautiful thing about community betterment is that it's needed - and made possible - every day thanks to generous people willing to volunteer their time and voice to the causes that so desperately need one.

Cornerstone's Auto Product: Options for Each Type of Customer, Car, & Budget

The long road ahead doesn't have to be scary. Enjoy the ride with an auto policy armed and ready for any unexpected pit stops in your journey.

Farm Insurance 101: A Guide For Our Farmers To Determine The Best Coverage For Their Livelihood

Farming isn't one of those straightforward professions that any average Joe can tackle. Simply put, it's hard work - like really hard work. Operating a farm is beyond intimidating and challenging, yes, but arguably one of the most necessary and rewarding jobs on the planet. In all honesty, if you farm, please stop reading for a minute and give yourself a pat on the back.  

In: Insider

Insurance That Educates: Understanding Depreciation, Actual Cash Value, And Replacement Cost



What's on your "hot list" to read this week? If we had to guess, we'd bet your insurance policy probably didn't make the cut. After all, it's filled with confusing terms that can be rather intimidating to even the most seasoned reader. However, there are several important terms in your policy you should become familiar with that have the power to impact your coverage in a big way: Depreciation, Actual Cash Value (ACV), and Replacement Cost Value (RCV).

Coverage You Can Trust: Meet Our Homeowners Insurance Product-Line, Now Available In Oklahoma, Arkansas, And Illinois


We're excited to let our friends in Oklahoma, Arkansas, and Illinois know: we have officially launched our long-awaited homeowners product-line for you to conveniently package with your Cornerstone Auto policy! 

The CNI Mobile App is Here To Make Insurance Easy!



Introducing the CNI Mobile App - the ultimate solution for simplifying your insurance experience. With this cutting-edge app, you can easily take care of all your insurance needs from the convenience of your home or the road. From filing claims to making payments, the CNI App has you covered. Say goodbye to the hassle of managing multiple insurance policies and hello to the ease and convenience of the CNI Mobile App.

Coverage That Goes Below The Surface: Find Out How Beneficial & Affordable Service Line Protection Is


It's no secret that homeownership comes with many undeniable perks. However, the "American Dream" also comes with its fair share of unexpected problems (and costs) - many of which you can't see. And if there's one thing most homeowners can mutually agree on, it's that out of sight should not mean out of mind when it comes to property maintenance. After all, some of the costliest potential home repairs lie buried below the surface. We're talking about your home's service lines. 

Supporting The Small Business Movement: 8 Stellar Reasons To Shop Local This Holiday Season

It's no secret that COVID-19 related closures and restrictions have impacted our country's many small businesses in numerous challenging ways. The global pandemic has thrown one too many hurdles in the path of nearly every small business owner, constantly testing their ability to profitably adjust their business model and keep their passion alive month after month. Although all business and economic stimulation are positive during this time, small businesses offer a crucial aid to local, state, and national economies.

Storm Season Is Here: How To Quickly Prep Your Home For Midwest Storms




Ah, Spring: You bring us warmer weather (at least in the afternoon hours), pretty flowers, and green grass - a welcome sight after enduring months of drab scenery and freezing temperatures. While it's no secret that spring can be a beautiful thing about 80% of the time, the remainder is often spent enduring some of the year's most damaging storms.

As Midwest natives, we know by now that this area we call home is no stranger to sporadic, volatile storm patterns. Therefore, as property owners in a very bipolar-weather region, the only way to cope with the inevitable each year is to prepare for the worst and hope for the best.

Before jumping into our list of the best precautionary measures to help you and your property survive storm season, let's quickly look at what a typical Midwest storm season can involve. Plus, we'll assess the risks that follow as a result. 

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